CIS takes 20 percent off your labour before a single one of your costs is counted. Your fuel, your van, your tools, your insurance, your boots. Those come off your tax bill at the end of the year, but only if somebody wrote them down.
Graft writes them down while you work.
No. It is your app, on your phone. There is no contractor login of any kind, and nobody on site sees your money.
Even better. They can see the same figures through a portal that costs them nothing, so your return gets done off records that are already straight instead of a carrier bag in January.
Graft records what each contractor paid you and what was deducted, then checks it against the statements you hold. It tells you which month is missing, so you can ask for it at the time rather than next January.
Seven days free with no card. After that £9.99 a month plus VAT, or £100 a year plus VAT. Most people spend more than that on fuel in a morning.